Free & Easy Checking
No minimum balance
No maintenance fee
No per check charge
FREE Quick Pic Deposit
FREE Instant Issue Contactless Debit Card
FREE non-American State Bank ATM fees (up to 3 per month with receipts)
Locate a branch to open your new checking account
FREE Online Banking and Bill Pay
FREE easy-to-balance monthly eStatements
FREE return of check images for easy record keeping
FREE Mobile Wallets: Apple, Samsung and Google
© American State Bank. All rights reserved.
A free account that's really free.
Local checking made for you.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Local merchant discounts
Shop local, save local with BaZing Savings3
Cell phone protection4, 5
Fraud & identity theft expense reimbursement4, 5
Roadside assistance
$10,000 accidental death & dismemberment insurance5
National merchant discounts
Debit card usage campaigns6
Health savings card
FREE initial check order
FREE debit card replacement
Only $6 per month
Preferred Perks Checking
The checking account that rewards you.
Every new checking account includes:
FREE Mobile Banking
FREE Thank You Gift1
Buy Back of your debit card and unused checks from another financial institution2
Minimum opening deposit is only $50. Ask us for details. Other fees such as NSF, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Bank rules and regulations apply.
1Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
2Receive $2.00 per packet of unused checks and $2.00 for your old debit card to a maximum of $10.00.
3Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
4Subject to the terms and conditions detailed in the Guide to Benefits.
5Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
6Debit Card usage campaigns are occasional and determined by American State Bank.